Leave Money Problem to us Just Focus on your Wedding Loan
Wedding loans :
The marriage has been settled. But happiness has become a big concern in this event because of the cost of marriage. Family-friends, friends, relatives-no one is coming forward to overcome this anxiety or can’t come or you may not feel comfortable with it.
So do you want to compromise with your wedding program? Do you want to lay back for lack of money?
No, you won’t.
Be bold and go forward with 'Wedding Loan'. To meet the requirements of wedding, several private banks in Bangladesh have started 'wedding loans'.
Loan for wedding! Surprised!! Banks will pay for your wedding!!! The fact is true. Let's know who are ready to pay for your wedding. They are: Trust Bank, IFIC Bank, Bank Asia, Prime Bank, City Bank, Standard Chartered Bank, HSBC Bank, Dutch-Bangla Bank (DBBL) and Eastern Bank.
Trust Bank: The bank gives wedding loans under ‘personal loans’. However, they have no direct wedding loans product. Any 25 to 60 years aged guardian or 25 to 40 years aged groom/bride can apply for this loan.
This bank offers a minimum loan of Tk 50,000 to a maximum of 10 lakhs. There are two types of interest rate for this 1 to 5 years duration loan. In the case of public servants with 15,000 monthly incomes and for the private sector workers with 30,000 monthly incomes can apply for this loan.
The interest rate offered for the employee is 14.5% of the annual interest rate. In the case of businessman and others, the interest rate is 16.5%.
IFIC Bank: This bank also provides 'wedding loan' up to Tk. 3 lakhs. The loan duration is for 3 years max and interest rate is around 16%.
Bank Asia: There is no direct wedding loan facility in this bank. But ‘personal loans’ of Bank Asia can be used as wedding cost. Currently the bank is financing up to Tk. 10 lakhs from the minimum of Tk. 50 thousand. The loan is given to the professionals with 15,000 monthly incomes. The interest rate of this loan is 12 % to 15%.
Prime Bank: According to the Prime Bank, the government, semi-government, autonomous, bank, financial institutions, non-governmental organizations, foreign organizations and small and medium enterprises employers, businessmen, homeowners - all are eligible for 'wedding loans'.
Anyone with the monthly income of Taka 15,000 to 35,000 can get this loan. Prime Bank offers this loan up to Tk. 3 lakhs from the minimum of Tk. 50 thousand. This loan is payable in a monthly installment with a maximum of five years duration. The interest rate of the loan is 12% to 15%.
City Bank: With the help of 'City Solutions', you can take wedding loans from this bank. Without any guarantor, you can take up to Tk. 3 lakhs. Loans up to Tk. 50 thousand to 10 lakhs will be available. The loan should be repaid within 1 to 60 months. Processing fee for this loan is 1.5%.
A job holder with a minimum of Tk. 15,000 monthly income, a self-employed with a minimum of Tk.50,000 monthly income and businessman with a minimum of Tk. 30,000 monthly income are eligible to get the loan from this bank.
Standard Chartered Bank: Anyone can avail loans from this bank under Personal Loan category. The person only needs to mention about the wedding in the application form.
The bank has been financing up to Tk. 10 lakhs with the duration of 1 to 5 years. The interest rates of this loan vary. Processing fee is about 2% of the loan amount. Applicant's monthly income should be at least of Tk. 15,000.
HSBC Bank: A job holder with a minimum of Tk. 40,000 monthly income and a businessman with a minimum of Tk.50,000 monthly income are eligible to get the loan from this bank.
If the applicant is an auto pay or seps subscriber, then monthly income could be Tk. 15,000. Applicant’s age should be between 23 to 60 years.
If the applicant is an auto pay subscriber, then he will get 6 (six) times of monthly income and for seps subscribers, the amount will be up to 10 times of monthly income. Annual interest rate is 19%. Each loan is to be repaid within four years in a monthly installment. No personal guarantee is required for this loan.
Dutch-Bangla Bank: 'Wedding loan' is a sub-product of personal loan in this bank. If a loan applicant is employed, his monthly income should be at least Tk. 10,000 and Tk. 30,000 for businessman. For the formal expenditure of any wedding, the bank lends up to 10 lakhs taka (duration of 1-5 years). And interest rates are 17.5%.
Eastern Bank: This bank does not give wedding loans directly. You need to mention about wedding in the ‘Any Purpose’ option of ‘personal loan’. Loan applicant must be between 22 to 60 years.
If the applicant is employed, his monthly income should be Tk. 15,000 and for businessman it should be Tk 25,000. The maximum loan amount is Tk. 10 lakhs, with the interest rate of 15%. The repayment period is 1 to 5 years.
So, if you think you can afford to pay, then go ahead with wedding loans and make your wedding more & more gorgeous & colorful. Best wishes!!!
9.50% Interest Rate
About Gold Loan
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Small Gold Loans
- On the other hand, we denounce with righteous indignation and dislike men who are so beguiled and demoralized.
- These cases are perfectly simple and easy to distinguish. In a free hour, when our power.
- On the other hand, we denounce with righteous indignation and dislike men who are so beguiled and demoralized.
- These cases are perfectly simple and easy to distinguish. In a free hour, when our power.
Commercial Financing
- On the other hand, we denounce with righteous indignation and dislike men who are so beguiled and demoralized.
- These cases are perfectly simple and easy to distinguish. In a free hour, when our power.
- On the other hand, we denounce with righteous indignation and dislike men who are so beguiled and demoralized.
- These cases are perfectly simple and easy to distinguish. In a free hour, when our power.
Gold Loan Eligibility
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| Age Limit | The applicant should be min 21 years & max. 65 years. |
| Income | Business should be profit making at least for the past 3 years |
| Turnover | Rs. 250,000 p.a. should be the minimum annual income |
| Co-applicants | Business should be profit making at least for the past 2 years |
| Audited | We accept only audited financials by CA. |
| Cash flow | On the other hand, we denounce with righteous indignation. |
| Type of the Business | Proprietorship, Partnership, Pvt.Ltd. or Public Ltd. |
Documentation
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- Office address proof.
- Passport sized photographs of all applicants / co-applicants.
- Proof of Continuity Of Business
- Certified copies of MOA / AOA /Partnership deed.
- Repayment track record.
- 2 years audited financials.
- 2 yrs ITR of directors/partners.
- 6 months bank statement of main operating account.
- Proforma invoice to the equipment to be financed.
- Professional qualification certificate in case of Doctors /CA/Lawyers/Architects.
- Board Resolution (If Pvt. Ltd. Co. is co-borrower/Partnership Authorization Letter {if partnership firm is co-borrower}
FAQ
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Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry's standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book. It has survived not only five centuries, but also the leap into electronic typesetting, remaining essentially unchanged.
It is a long established fact that a reader will be distracted by the readable content of a page when looking at its layout. The point of using Lorem Ipsum is that it has a more-or-less normal distribution of letters, as opposed to using 'Content here, content here', making it look like readable English. Many desktop publishing packages and web page editors now use Lorem Ipsum as their default model text, and a search for 'lorem ipsum' will uncover many web sites still in their infancy.
Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry's standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book. It has survived not only five centuries, but also the leap into electronic typesetting, remaining essentially unchanged.
It is a long established fact that a reader will be distracted by the readable content of a page when looking at its layout. The point of using Lorem Ipsum is that it has a more-or-less normal distribution of letters, as opposed to using 'Content here, content here', making it look like readable English. Many desktop publishing packages and web page editors now use Lorem Ipsum as their default model text, and a search for 'lorem ipsum' will uncover many web sites still in their infancy.
Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry's standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book. It has survived not only five centuries, but also the leap into electronic typesetting, remaining essentially unchanged.
It is a long established fact that a reader will be distracted by the readable content of a page when looking at its layout. The point of using Lorem Ipsum is that it has a more-or-less normal distribution of letters, as opposed to using 'Content here, content here', making it look like readable English. Many desktop publishing packages and web page editors now use Lorem Ipsum as their default model text, and a search for 'lorem ipsum' will uncover many web sites still in their infancy.
Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry's standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book. It has survived not only five centuries, but also the leap into electronic typesetting, remaining essentially unchanged.
It is a long established fact that a reader will be distracted by the readable content of a page when looking at its layout. The point of using Lorem Ipsum is that it has a more-or-less normal distribution of letters, as opposed to using 'Content here, content here', making it look like readable English. Many desktop publishing packages and web page editors now use Lorem Ipsum as their default model text, and a search for 'lorem ipsum' will uncover many web sites still in their infancy.
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